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 Insurance Requirements for Maryland Vehicles

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Maryland law requires that all motor vehicles registered in Maryland be insured by a company licensed in Maryland and carry coverage of:

  • $30,000 for bodily injury per person,
  • $60,000 for bodily injury for two or more people, and
  • $15,000 for property damage.

Here are the facts about insurance needs for vehicles in the State of Maryland.

MAIF

The Maryland Automobile Insurance Fund (MAIF) provides automobile insurance to Maryland residents that have been turned down by two insurance companies or cancelled by one.  To get more information on how to insure your vehicle, visit MAIF's website.