- When your previous insurer informs the MVA your policy has been cancelled, and the MVA notifies you that proof of insurance is necessary.
- If you receive a letter from the MVA for the accumulation of at least three driving points.
The law protects the public and helps reduce insurance costs by identifying uninsured motorists and keeping them off the roads.
When the MVA requests a proof of insurance, a Maryland Insurance Certification (FR-19) is the only acceptable form of verification. The ID card and actual policy are not acceptable.
Submit a copy of the title and/or registration identifying the registration date in the new state. If the vehicle was insured out of state prior to registration a letter must be obtained from the insurance company, on their letterhead, giving policy information including effective and termination dates and the limits of liability.
If you wish to maintain your Maryland registration, a letter must be obtained from the insurance company, on their letterhead, giving policy information including effective and termination dates and the limits of liability. Liability insurance must be immediately secured with a Maryland licensed insurance company and a Maryland Insurance Certification, Form FR-19, obtained showing current coverage.
Submit a copy of the Police Incident Report showing the exact dates the vehicle and/or plates were reported stolen. If the vehicle and/or plates have been recovered submit documentation from the police department identifying the exact date the vehicle and/or plates were released to the owner and a Maryland Insurance Certification, Form FR-19, to indicate coverage from that date.
Submit a copy of the Bill of Sale or the Finance/Trade-in Agreement to verify the date of the transaction.
Submit a letter from the lien holder, repossessing agency or impound facility on their letterhead, indicating, the exact dates for the exact dates for the period repossessed or impounded. The document must indicate the date the vehicle was returned to the owner. If it was returned, a Maryland insurance Certification, Form FR-19 must be obtained to show insurance coverage from the return date.
Submit a copy of the Bill of Sale, a copy of the Maryland title (both sides) indicating the exact date of the transaction. The document must be signed and dated by the buyer and the seller.
Submit a letter from the insurance company declaring the vehicle total loss, including the date of loss (accident date). The letter must indicate that the vehicle was not returned to your possession or date it was returned. If there was no settlement by the insurance company submit a copy of the police report.
Submit a letter from the facility that took possession of the vehicle, on their letterhead and signed by an authorized representative to indicate the exact date they took possession.
Submit a copy of the shipping documents indicating the exact date, vehicle was shipped out and foreign insurance certification. Also enclose a statement indicating the approximate length of stay. If returned to Maryland submit shipping documents and Maryland Insurance Certification, Form FR-19, to show coverage from the date vehicle entered Maryland.
Reference your case number on all correspondence. Documents submitted must include the year, make and vehicle identification number of vehicle.
Send Documents to:
Insurance Compliance Division
Motor Vehicle Administration
6601 Ritchie Highway, N.E.
Glen Burnie, Maryland 21062
Insurance Main Page