When must I provide verification of insurance to the MVA
- When your previous insurer informs the MVA your policy has been cancelled, and the MVA notifies you that verification of insurance is necessary.
- If you receive a letter from the MVA for the accumulation of at least three driving points.
- When you register a newly titled vehicle and the MVA notifies you that verification of insurance is necessary
- If you recieve an email alert notification from the MVA requesting verification of insurance
Effective May 2014, the MVA began "emailing alerts" to vehicle owner(s) prior to creating an insurance case, providing MVA has email address on record.
The email notification is sent 10-days after the MVA is notified of the insurance cancellation, if a FR-13 (new business or reinstatement) has not been received and processed that shows continous coverage or if there was a lapse of coverage, the process will continue and an insurance case will be created.The FR-13 reports New Business, Reinstatements or Cancellations and is submitted electronically to the MVA by the Insurance Industry via a secure MDOT SFTP server.
Why must I provide verification of insurance?
The law protects the public and helps reduce insurance costs by identifying uninsured motorists and keeping them off the roads.
What is meant by verification of insurance? How do I provide it?
When the MVA requests a verification of insurance, a Maryland Insurance Certification (FR-19) is the only acceptable form of verification. The ID card and actual policy are not acceptable.
What must I do if my vehicle was:
Reference your case number on all correspondence. Documents submitted must include the year, make and vehicle identification number of vehicle.
Send Documents to:
Insurance Compliance Division
Motor Vehicle Administration
6601 Ritchie Highway, N.E.
Glen Burnie, Maryland 21062